THE FOUR SECRETS TO SAVING WC $

• Compiled from claims experience in 20 different states. 
• Will work with little modification in almost any state. 
• Makes the adjuster's job much easier with your WC claims, which will help reduce claim reserves.

• Fax, email, or report the injury online ASAP. 
• If employee is out of work, follow-up within two business days to see if your injury report has made it to the adjuster. 
• Note any questions or concerns by attaching a note to the first report of injury. 

• The most critical part of any WC claim without question 
• WC courts consider physicians the only impartial parties/witnesses in the claim 
• Physician panel needs to be in place 
• Treating physician controls medical cost, length of time out of work, and any permanent disability.

• The medical providers that are seeing the WC employees should know if you have a RTW program in place 
• Employees should know a RTW program is in place. 

• Reduces fraud
• Helps Return To Work program
• An out of work employee is still your employee
• Keeps employee in the loop