Workers' Compensation
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Monday, September 10, 2007

Workers Compensation Loss Prevention - where does it end and begin?

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As I was reviewing my notes for my presentation tomorrow to the North Carolina Mid State Safety Council quarterly meeting, I noticed one common theme. Loss prevention does not stop when the accident happens. It is instead an ongoing process, especially soon after an incident.

From my viewpoint, a Loss Prevention/Safety Officer should be heavily involved in the reporting of the injury to the insurance carrier and in the initial physician referral. Safety personnel are often judged by the E-Mod (see previous posts) that is produced each year. However the Safety personnel may not have control over where the injured employee is sent for medical treatment. The safety department has to be involved, as the first 48 hours after a Workers' Comp claim, the tone is set for the complete claim.

I have heard safety personnel say that their job ends once the accident happens. This could not be further from the truth. I have coined the phrase post-accident safety. I recommend the safety departments become more heavily involved as you are judged by the E-Mod as a testament to your safety program. Ignoring what happens after an accident/incident can affect your performance greatly.

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